Denise, yes, I love the 5 Star products. I think I may love my 5 Star cinches more than the pads! And yes, the reflocking term is most likely in reference to an English saddle. That nugget must have stuck in my head somehow ...I don't even ride English!
Saddlebag, I believe that I am in for the long haul, comfortable chair required!! It's alright, winter won't end in my area for a while.
I took a picture of the underside of the saddle. Someone before me tried to replace some of the conchos, so I will replace all of them and the strings in the back. That is about the extent of what I will try to fix, I will have to take it somewhere for the fleece and a small repair on the back cinch. In my 25 years of saddle ownership, I haven't had to clean one up as much as this one needs, so my experience is more limited to oiling. Do you recommend any good soaps or cleaning products?
It is kind of a shame so much buildup got on it in the first place, but it looks pretty solid yet.
Thank you for all your replies!