So I took an extra turn through the first set of thread guides , revisited the threading diagram ,which sucks by the way, and found it needed to go through an almost indistinguishable guide closer to the needle, and one of the guides is missing completely but i don't think that one is imperative to operation.
Also, just because I'm stubborn, I changed to black thread.
Success!
And I went from two layers of vinyl to two layers of what I would think would be like heavy boot leather, hard and 1/4 total with what I would think was a perfect stitch and had to make no adjustments.
Only thing I noticed was a indent from the inside foot.
In fact I think the stitch on the leather looks better because with the vinyl I was have trouble getting the top thread to be in the center, it wanted to be at the bottom.
Maybe with the vinyl I need to gone done a thread thickness and needle?
On the thinner leather it looks fine.