mrbeebs23 Report post Posted March 21, 2015 Hi there, I'm currently in the early stages of starting my leathercraft business and I'm currently looking for business insurance. I would appreciate any feedback from small business owners on what kinds of insurance I should shop for as well as companies you would recommend. I'm based in Southern California and will mainly be creating leather goods i.e. bracelets, belts, wallets, custom motorcycle seats, and other fashion accessories. Thanks for your help! All the best, Brett C. Quote Share this post Link to post Share on other sites
BIGGUNDOCTOR Report post Posted March 21, 2015 Some product liability insurance would be a good idea. Say you make seat, and the color bleeds onto a nice suit, or it falls apart for whatever reason. Some people call a lawyer first nowadays. Quote Share this post Link to post Share on other sites
BIGGUNDOCTOR Report post Posted March 22, 2015 Try Zander insurance. Quote Share this post Link to post Share on other sites
NVLeatherWorx Report post Posted March 22, 2015 I have my insurance with American Family Insurance and it is $350 per year (2 million dollar policy, covers my tools, etc. as well). Give them a call and see what you can come up with. Keep in mind that each offer will be different and it frequently changes based on what type of operation you establish (stand alone, leased studio, etc.). Quote Share this post Link to post Share on other sites
Big Sioux Saddlery Report post Posted March 22, 2015 Holy Crap $350 a year for a 2 million dollar policy is cheap! I'd like to know more about that. Mine is a fraction of the coverage and over double the premium, closer to triple. Quote Share this post Link to post Share on other sites
NVLeatherWorx Report post Posted March 23, 2015 Same response I had when I got the quote. I was just about to put pen to paper on an $800 contract when I found this one. I was quite happy with the $800 but went crazy when I got the $350. Check with a local American Family representative and see what they say. They also classified my business in the correct category: Artist Studio with Mercantile; I was classified as "manufacturing" with all of the other companies. Quote Share this post Link to post Share on other sites
Big Sioux Saddlery Report post Posted March 23, 2015 Hmm, I will definitely check into that. Thanks NVLeatherWorx! Quote Share this post Link to post Share on other sites
mrbeebs23 Report post Posted March 23, 2015 Thanks for the advice! I'll be calling Family Insurance first thing tomorrow. Thanks for mentioning your specific classification too NVLeatherWorx. Quote Share this post Link to post Share on other sites
NVLeatherWorx Report post Posted March 23, 2015 Hope you can all be as luck as I was. Quote Share this post Link to post Share on other sites
