Assuming that everything is adjusted by the book, then either your needle is the wrong type (right side thread grove instead of left, wrong length or position of scarf or not moved home in clamp due to gunk) or the thread isn't matched to the needle or it;s simply mounted incorrectly. This is of course assuming that all other parts of the machine are the correct ones for the model and machine tolerances are to spec (not worn). Sometimes a spec of rust can introduce enough friction to throw things out. All this information is in the "Factory Adjustment Manual" without which you have only a slim chance to get it right. For example, many machines have adjustable timing, the relation between the needle stroke and the hook position. This can go out of sync if the machine stalls through overload. Usually the correct positions of components are not marked and are observed visually during the adjustment process. Again the manual will tell you how to check and adjust the timing. An experienced sewing machine repair parson can do this without book, as all machines work by similar principles. I would like to help more but I do not have the books for your machine. Just like me with my first machine, you might "cut your teeth" with your Singer. If you get it right you will have learned a great deal and you'll be able to judge the condition when you buy your next machine. So don't give up unless you learn that someone has stuffed your machine up with non factory parts that you cannot replace.