New saddle maker here, with 8 under my belt. As I complete more rigs, I've been thinking more and more about insurance. While I try to build my products to the highest quality, and guarantee my work, life still happens. Should something, God forbid, really bad happen, and if there were ever any question of whether or not my construction played part, or could have, in a resulting injury to a rider, what are some of the other builders out there using? For a full fledged business, a fairly simple LLC seems like a very straight forward method. However, if I'm just building rigs in my garage in my spare time and selling to friends and the occasion referred to customer, this may not seem like the best option. I will also add, that as a military member, I move around a lot, so consistently registering LLCs in different states seems cumbersome. What are some of y'all's thoughts? I tell my customers I stand behind my work, and will fix/replace things if they break due to my construction, or anything other than normal wear and tear, but I want to look at this somewhat through the lens lawyer folks would look at me and my work through, especially since my name is stamped in each one.
Thanks y'all!
Putt
-BP-