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  • Ambassador
Posted

Personally, I would try calling them. They are very slow to respond to email

Shawn Zoladz (The Major)

dba Major Productions

Everything Leather

Saddles and Shoes Excluded

You can lead me. You can follow me. Or you can get the hell out of my way.

-Gen. Geo. S. Patton

  • Members
Posted

My wife and I have been using ProPay since June of this year and have been really happy with it. No problems at all.

  • Members
Posted

I've heard back from ProPay now and think that's who I'm going to go with. It seems to be just what I need.

Holly Moore

Wild Rose Creations

http://www.wrcleather.com

Posted

Careful with paypal as if they decide to audit your account they can freeze all funds that are related to it. Including the checking/savings account associated with it. Not sure if this correlates to business's but Im sure that something similer does.

It doenst seem to happen very often but if someone complains to paypal that they got burned by you then they can freeze accounts to audit them and any money in that account will not be accesible.

  • Members
Posted
Careful with paypal as if they decide to audit your account they can freeze all funds that are related to it. Including the checking/savings account associated with it....

Good point. We have PayPal and we set it up with a special checking account just for PayPal transactions, plus backed it up with a personal credit card that we can shut down quickly and doesn't have anything to do with our business account.

We also have a Merchant Account through our local bank. It costs more than some of the independent companies, but it's handy for no more credit cards than we take. We just have "Voice Authorization", so we have to punch everything in on the phone, but it doesn't care if it's a cell phone or a landline. We generally don't get authorization during the sale when at shows, but call them in later. It depends on the amount of the sale. But we usually call the authorization in each time at the store, and on a speaker phone so the customer can hear everything for themselves. They can hear why it takes the time we spend, and the customer is in the loop if there's a problem. Haven't had any complaints yet, and the regular customers usually spend the time browsing the merchandise close by (sometimes increasing sales).

"I sew, I sew, so it's off to work I go....."
My sewing machines:

Adler 205-370 (Hand Crank), Adler 205-64 (Hand Crank), Consew 226 (Clutch/Speed Reducer), Singer 111G156 (Hand Crank or Clutch), Singer 111W153 (Clutch), Singer 20U33 (Clutch), Singer 78-3 Needlefeed (Treadle), Singer 20U (Treadle), Singer 29K70 (x2) (Both Treadle/Hand Crank), Singer 96-40 w/Darning Foot (Treadle), Singer 31-15 w/Roller Foot (Treadle), Singer 31-15 (Hand Crank), Singer 16-41 (Treadle), Singer 66-1 (Treadle/Hand Crank), Singer 201K4 (Treadle/Hand Crank), Singer 216G Zigzag (Treadle/Hand Crank), Singer 319W (Treadle)

  • Members
Posted

I use Propay and have for almost 3 years now.

Only thing I dislike is it takes 3 days to do anything.

3 day to recieve your money.

3 days to transfer to bank account.

Using the debit card eliminates the 3 day transfer deal.

I just started using the card reader and it has been very convenient.

Allen

  • Members
Posted

I've gotten set up with ProPay and will begin using them this weekend. The payment time delay is an issue, but weighing it against other concerns, I think I'll take it. I've not gotten their reader yet, but am considering it at a future point.

Holly Moore

Wild Rose Creations

http://www.wrcleather.com

  • 2 weeks later...
  • Moderator
Posted

I have just started looking into this deal too. Some of these processing deals are nuts. My local banks has enough fees, charges, and set ups that even with the lower percentage I am about $400-600 behind the 8 ball to start every year. It really looks like the Propay deal from what I can read is a better deal than the virtual terminal from Paypal. A few good testimonials for it here. From the other side of the coin, has anyone had a bad experience??

Bruce Johnson

Malachi 4:2

"the windshield's bigger than the mirror, somewhere west of Laramie" - Dave Stamey

Vintage Refurbished And Selected New Leather Tools For Sale - www.brucejohnsonleather.com

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