danicarby

or you can spend the next 20 years sewing by hand to try to make enough to buy a machine. I would probably be considered way over-machined by most people, but I've never regretted a dollar spent (or borrowed) on something that could save me time, money, or wear and tear on my hands. The only regret I have when I buy a new machine is that I didn't buy it 20 years ago. I say go for it...time IS money

In the same boat, just trying to convince myself. Order volume is not near high enough to justify it. Plus my tiny working area is quickly filling up

Don't finance on credit cards, huge interest rate, usually over 19%, sometimes over 24%. Go see your banker and get a loan. Different types are available, demand load you can pay faster when you have extra cash. But the bank can demand the full amount anytime they want.