Hey Steve, 
Thanks for the info. Yeah, I've been battling with the "finished" look. I mean my battle is if I like it or not. One of the things I totally dig for my work is that, as you see on my bike, it looks like it's been broken in for a long time. Maybe even found at a junk yard or old graveyard. Even dug up. I'm totally stoked on the brown wallet with the 3 skulls but maybe a liner could have finished it a bit. 
In addition, cost is a factor for me. I love to make my stuff affordable to the "everyday" person. This is also a determining factor when I design. Not that I make it cheap but I make it affordable and in turn keep the style I want.  
But i am not oppossed to evolving.... 
 
Thanks Tom. I'm still trying out new things and was bummed/flattered to see this wallet go....