Hi Lenore! I have the same passion and I can help a bit with the tools and the tooling. If you are truly interested in learning, this website is a great resource. Its where I started, as I'm sure many others have. I found the best way to carve is to carve. You will learn a ton from trying it yourself, and you will better understand any instruction you do get if you have tried it a bit. There are many classes available at the various trade shows, and I highly recommend going to one if you can. At the top of the forums Page, you will find a section by Paul Burnett. He is deceased, but he passed on a TON of valuable material on how to carve. Check it out. You won't be disappointed.
Tools: Where do I start? But the best tools you can afford. There is a WIDE gap in the types of tools available and some can be had for a reasonable price, others are downright expensive. Swivel knives: The one that comes in the basic kit is functional but barely. I found mine to be a better paperweight than a knife. Look at Barry King, or the new Tandy Pro line for a good, reasonably priced knife. Look at Leather Wranglers, Chuck Smith or other custom makers for an amazing swivel knife experience. Some people love ceramic, but I find I prefer the blade shaped by the makers I mentioned over the Tandy ceramic blades. Plus, i you ever drop a ceramic blade, you'll need a new one.
Feel free to ask questions, that's what we're here for.
Mike