Also, if you can sock away some cash, do.
You never know when an awesome deal on Craigslist will pop up. Earlier this year I was looking for a splitter. I found a weaver master splitter in excellent condition for 250.00. When I met up with the kid he brought boxes of stuff that he had accumulated in prison. All marked with his name and id number. I only had 350 with me. He let me have it all for that 350. All told I think I paid less then ten cents on the dollar. He was happy, and I was beside myself.
So, it could be handy to have some cash on hand for deals.