I do a little of both, but mostly custom. If I get the opportunity and I have the tree, I will make a prospect saddle, or stock saddle if you will. However you must be patient with the prospect saddles and take them to some trade shows. Chances are you will have to sell it at a little lower price, but you get the balance up front. If you want to make saddles for a living, at some time or another you will have to do some contract saddles, or consignment saddles at a feed store, etc. Now, this is just my experience.