Yep, we're all paying for it. The banks and credit card companies write it off as a cost of doing business. And the ones that are doing it just use the info they have until the card is closed, then move on to the next victim because they know that no one is going to try to follow up on it. Would cost too much, cheaper to put money back in the victim's account. The one's who used my account had to give an address for the online purchase and it would have to be a good address so they would get their ill gotten booty. Easy enough to follow up on but of course no one will!
Rant over
Chris